Monthly Archives: November 2012

Student Loans and Disabilities: Tulsa Disability Lawyers Discuss the New Connection

News out of the US Department of Education is making waves in the Social Security Administration (SSA). The department just announced that it will be making it easier for students who have suffered a serious, permanent disability to have their student loans forgiven with documentation from the SSA. The average Social Security disability benefits payment is $1,111 per month. This is often barely enough to cover a person’s essential monthly expenses. According to Forbes magazine, the average student comes out of school with $25,000 in student loan debt. Forgiving the student this cost will enable him or her to pay monthly bills and not incur additional debt. The system has not yet come into effect, nor has it been publicly announced. Once it is in place, students will be able to submit official documentation from the SSA recognizing their disabilities. If the SSA states that the student has a “permanent, long-term…
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Tulsa Disability Attorney Explains Why The Process is Long and Your Best Bet to Shorten It

On Monday we discussed the story of the man who received his disability benefits nearly a decade after applying. This is considerably longer than most cases, but applicants should understand why the process can take some time as well as how to do everything possible to gain benefits quickly and easily. According to a recent article in the Baltimore Sun, more than 63,000 claimants waited at least 635 days for an initial appeal hearing and decision in 2007. This can be due to myriad factors, but often it is because the applicant has not included all relevant information, including all required medical records and other documents. If even one piece of important information is missing, the Social Security Administration (SSA)’s evaluators could deny your application. Most people who receive a denial wait an average of 150 days to hear they have been rejected. If the applicant wishes to appeal the decision, the…
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Tulsa Disability Attorney Discusses One Long Wait for Disability Benefits

A recent article in the Baltimore Sun told the story of one disability benefits applicant who waited far longer than most to receive his answer from the Social Security Administration (SSA). After nearly a decade of battling in and out of court, Jim Nicholas received $206,000 in disability benefits from the SSA. Nicholas first applied for disability benefits when he found out he suffered from heart failure in 2003. He and his wife Yvonne fought for a decade to get him the benefits he so desperately needed. They waded for years through denials and delays. The problem was not that the SSA did not believe Nicholas was too ill to work. Originally, the SSA approved Nicholas for a $500 monthly payment through Supplemental Security Income (SSI), a program that awards smaller payments to applicants who live below the poverty line. He was denied benefits through the Social Security Disability Insurance (SSDI) program,…
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After the Storm: Securing Your Disability Benefits Check

In the wake of Hurricane Sandy, many people on the east coast found their entire lives in disarray. Thousands of people were forced from their homes, either by evacuation orders or due to damaged and flooded homes. Fortunately, landlocked Oklahomans were spared from the storm’s fury, but Sandy provides a good lesson for all of us. It was a reminder to have a plan and act quickly in case of an emergency. One of those immediate steps after being displaced is to ensure that the Social Security Administration (SSA) has your updated information, including any temporary or new addresses. Some people still receive their disability benefits checks by mail, and those people could be affected in the case of a storm or other occurrence. If you live in an area affected by a storm or natural disaster and you receive your benefits check by mail, there is a chance the…
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